Insurance: Her PMS Still Costs Less Than His GPS
There is a
debate raging in the taxi industry. Lines have been
drawn on greasy garage floors across the country by male
drivers complaining about the fact that their taxi
insurance rates are higher than the rates on cabs driven
by women. As the guys see it, they were there first,
before some liberal clown decided it would be a good
idea to let a bunch of "birds" take over a shift. Now
the men feel they are getting screwed - and not in the
way they enjoy.
Insurance companies have a one track mind: all they care
about is reducing risk, and in the car insurance world,
women have always enjoyed lower rates than men because
they have fewer accidents. Despite the standup mythology
about airhead woman drivers, women put fewer claims into
insurance companies than the men who have driven cabs
Not that a
female taxi driver doesn't have her own risks. She may
be blind with rage because her fella screamed out
"Paula!" in a moment of passion, and her name happens to
be "Louise." She may be pregnant - by a guy who's not
her husband. She's often driving cab, keeping house,
shopping and cooking, taking care of two or three kids
and visiting her mother in a nursing home regularly.
general, taxi insurance companies like women drivers
may speed, but selectively: they aren't daft enough to
believe their cabs can leap tall buildings in a single
have good judgment about what will fit in a certain
space, so they avoid sideswipes better than men. (This
comes from so many years of knowing that a size 18
derriere is never going to fit into those size 12
slacks, however hard you try. Men aren't as good at
spatial relations: they're still wearing a size 32-inch
waist, but they're wearing it just above their groin,
with a big pot belly over it.)
cabbies tend not to waste their aggression on driving.
They save it for where it can do the most good - in the
insurance companies give women taxi drivers a break on
their cab rates, the fellas should understand. After
all, it's the men who taught them everything they know.
discuss your taxi insurance with a real live person?
Speak to Insurance Choice on 0844 55 77 926
Insurance Choice are authorised and regulated by the
Financial Services Authority.
taxiisuranceuk.com All Rights Reserved